Some people are old enough to get away with being blunt!
Just a taste of this:
Folks, let me tell you something about healthcare and health insurance. There are a couple of ways to make a buck in the game. One way is to systematically deny coverage to anyone with a propensity to get sick as evidenced by past occurrences. The other way is to spread the risk over the largest population possible effectively minimizing the impact of the most risky. But there is one way for sure to lose a buck – keep increasing the number of people who can’t pay their bill. It’s really quite simple. A public option means insurance companies will report profits using language like “impressive” and “satisfactory” rather than “awesome” and ”a buttload of moolah!”
Supposedly the CEO of the health insurance company that I use has a several million dollar/year salary, plus $95 million in stock options. But I don't even know what stock options are, so what does that mean to me? But it must be legal, because the attorney general of my state won a lawsuit against this company and already got them to clean up their act. How many people who get their applications rejected for pre-existing conditions would that cover?
And talk about pre-existing conditions.... a good friend's child had strep throat, about a year after switching insurance companies, due to a change of employment. Well, guess what? The child had had strep throat in the past, so they declared it a pre-existing condition and rejected the claim. Strep throat, dear claims examiner, is not a chronic condition normally, so it really can't be a pre-existing condition in the general meaning of that terminology.
My friend's employer (major health care delivery organization, meaning clinics and hospitals) deleted her department. She was hired by an independent small company. She doesn't earn health insurance there, so she is paying for COBRA coverage, meaning, paying independently for her previous insurance. She can't afford to let it go, given that she really does have a pre-existing condition, namely, two cancers that were cured. The premiums she pays now are HALF of her entire SALARY. She is a health care professional, so her pay isn't peanuts. What to do? Her husband may take on a part time job just to pay for the insurance.