When I was a child, my father had some health problems and some serious surgery. Although my parents didn’t share the details of their finances with me, it was obvious that we lived from paycheck to paycheck during the good times, when we would occasionally shop at the Good Will Store. When Dad was sick, my mother’s extreme frugalness was an important asset. I remember at Christmas time, we were the recipient of the charity of a group that helps out people in need. I remember receiving a new blouse from them with mixed emotions.